ALL IN ONE!

Is your current Business Credit Card racked with a High Interest Rate? Ever increasing fees charged for a myriad of services? Well, CU Hawaii has the answer for you!

Our CU Hawaii Business Credit Card!

Here are just some of the benefits that our card provides:

No annual fee.

A low standard fixed rate.

Employee cards - Set individual spending limits for each employee, and their purchases will be itemized on your statement for easy recordkeeping.

Online Banking - Manage your account when it's convenient for you. Track account activity, pay your bill, view and download up to 13 months of statements, and more.

“No fee” Balance Transfers - Transfer your balance from your other “HIGH RATE” Business credit card(s) with no additional fees.

Think your business can benefit from the CU Hawaii Business Credit Card? Just talk to any of our friendly loan officers at your nearest CU Hawaii Branch location and find out how we can help your BUSINESS DOLLAR$ GO A LONG WAY!

Business VISA FAQ’s

1. Who can apply for a Business Credit Card?

You can apply for a business credit card if you own or take part in a sole proprietorship, partnership, corporation, LLC, LLP, association or non-profit organization.

 

2. How can I apply for a Business Credit Card?

 You may apply for a Business Credit card by visiting any one of our branch locations or you may call the credit union at 808-933-6700 or 1-800-933-6706 and a business loan packet will be mailed to you.  However, if you are not signing the application in the presence of credit union personnel, a notary may be required.

 

3. What are the credit limits for a Business Credit Card?

Limits may range up to $50,000 and are subject to credit approval.

 

4. What type of benefits do I receive for having a CU Hawaii FCU Business Credit Card?

 Low standard fixed rate

1. No annual fee
2. No fee for balance transfers
3. No fee for cash advances

 

5. What is the turnaround time for approval of a Business Credit Card?

Upon submission of a completed Business Loan Application, you should receive a response from a credit union representative within 3 business days. Please keep in mind that the response time may vary depending on the receipt of proper documentation.

 

6. Can I authorize one of my employees to have a Business Credit Card?

Yes. You may request this upon submitting or at the approval of your loan application.  You may request a separate card number for the same line of credit or specify certain limits for each authorized user that you designate.

 

7. Does the Business Credit Card offer an introductory rate?

Yes. We are offering an introductory rate of 0%. However this introductory rate promotion will end on September 10, 2010. 

 

8. How long does the introductory rate last?

 The introductory rate will begin from the day your loan is booked and last for three statement cycles.

 

9. Can I transfer my credit card balance over from another institution?

Yes!  As an added benefit, there are no additional charges or fees for balance transfers.  To request this, submit an application to us for your current credit limit or higher, along with the most current statement of the credit card you would like paid off.   After you’re approved, a check will be issued to the financial institution.