HOME EQUITY LINE OF CREDIT (HELOC)  
Did you know that you can use the equity in your home to borrow money?  A Home Equity Line of Credit (HELOC) is one of the smartest and most cost-effective ways to borrow money. Use this handy loan to get the money you need now for home improvements, debt consolidation, college tuition and much more! 

FIRST MORTGAGE LOAN
We understand that buying or refinancing a home can be a very stressful time, but with CU Hawaii on your side we can help make it a much more pleasant and affordable experience.  We’ve been helping residents finance homes on the Big Island with the best rates for many years. When you’re ready to make the move, we want to be there for you too. 
You can also get pre-qualified for your loan so you’ll know how much money you have available before you even start house hunting.

SECOND MORTAGE LOAN
Do you have an existing first mortgage that you don't want to or doesn't make sense to refinance, but you need to tap into that equity in your home to finance a large commitment like a home improvement project or your child's college tuition? And do veriable interest rates make you nervous? If you answered "yes" to both questions, then CU Hawaii's Second Mortgage Loan may be the right choice.

VACANT LAND
Owning you own home is fulfilling the ultimate American dream, and often, that first step involves purchasing a vacant lot when the opportunity arises. CU Hawaii has a perfect lending program for you to finance that purchase while you go through the process of planning and saving up for the construction phase of your future residence.

To take advantage of our many real estate loan programs, either call our loan department at (808) 933-6702 or visit one of our five convenient branches today.