Looking for a smart way to borrow at a low loan interest rate, while earning a higher dividend?
Choose our Certificate or Savings Secured Loan. A Certificate and Savings Secured Loan allows a member to borrow money from the funds that are currently in their account.  Because your loan is secured by your savings or certificate, you'll also continue to earn a healthy dividend while you borrow.

Just a limited loan application and no credit report required!

Money Market, IRA, Christmas Savings, and checking accounts cannot be pledged for a loan.