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Account Analysis


CU Hawaii performs a full account analysis for our PRIME account members. This service provides you with a comprehensive overview of your account activity.



Business Checking


Our business members have been a big part of our growth over the years. CU Hawaii has three business checking accounts. We are confident that one of these programs will fit your business needs and help you put more of your hard earned revenue into your company’s bottom line. You will find that our Business Checking is by far the best deal in town offering you no cost or low cost business checking.

Business Checking Accounts

 

Basic Business Checking

Value Business Checking

Prime Business Checking

Maintenance Fee

No monthly Maintenance

$15.00

$10.00

 

 

Waived with $25,000 aggregate deposit/loan balance

Compensable

Combined Loan & Deposit Balances

No minimum

$25,000.00

Analyzed

Items Free

100
Checks deposited, items paid, deposits

325
Checks deposited, items paid, deposits

Analyzed

Cost for additional items

$0.20

$0.20

 

Cash deposits/disbursements threshold

$10,000.00

$25,000.00

Analyzed

    Thereafter…..

0.15%

0.15%

 

Schedule of Fees

Other fees pay at time of transaction

Other fees pay at time of transaction

Analyzed

Earnings Credit*

No

No

Yes 0.25%

Dividends/Plus Checking

No

No

No

*The current earnings credit rate is 0.25%. This credit will be calculated based on your Average Collected Balance less a 10% reserve.


For more detailed information about CU Hawaii’s business checking account programs, call one of our Member Service Representatives at 808-933-6700.



Dedicated Business Window


With our business window at select branches, you don’t have to wait in line. Your time is valuable and we aim to serve your business needs as quickly and efficiently as possible.



Business Loans


Running a business takes money and resources. At CU Hawaii we have business loans for just about every possible need.


  • Equipment

  • Auto Loan

  • Business Credit Card

  • Commercial Mortgages

  • SBA Loans


We even offer interest only loans to help you to continue to grow your business. What are your business needs? Call us at 808-933-6700 and ask to speak with our business loan experts.



Business Credit Card


Are HIGH interest rates on your current business credit cards weighing you down? Increasing fees being charged to you for services that help you manage credit card account? It’s time to take a look at the CU Hawaii Business Credit Card!


Here are some of the great features when you join our Business Credit Card family:


  • No annual fee!

  • A low fixed interest rate.

  • Employee cards - Set individual spending limits for each employee. Also, their purchases will be itemized on your statement for easy recordkeeping.

  • Online Banking - Manage your account when it's convenient for you. Track account activity, pay your bills, view and download up to 13 months of statements, and more.

  • “No fee” Balance Transfers – No additional fees when you transfer your balance from your other “HIGH RATE” business credit card(s).

Your business can benefit by switching to the CU Hawaii Business Credit Card! Talk to any of our friendly loan officers and have your business dollars WORK FOR YOU! Running a business takes money and resources. At CU Hawaii we have business loans for just about every possible need.





Merchant Services


Merchant – Card Processing


Let CU Hawaii assist you in growing your sales by accepting VISA, MasterCard, and other credit cards. Our Merchant Services offer you many options for processing credit cards and debit cards. We offer you flexibility with different account services to best suit your needs for your type of business from calling in transactions over the telephone, payment processing equipment, or software programs for your PC. All transactions are electronically deposited into your business checking account within two business days.


Our Processing Services include:

  • Competitive pricing

  • Variety of processing equipment

  • Equipment sales

  • Fast equipment replacement when damaged

  • Easy to read monthly statements

  • A help desk available 24 hours a day, 7 days a week

  • Efficient chargeback monitoring to protect your rights

A Branch Manager will assist you in having a program review performed on your merchant service needs so you can determine if you are using processing methods that could save you money on your credit card transactions. A program review can be performed for you at no cost!


Call us at (808) 933-6700 or visit any of our convenient branch locations for your free program review today!



Online Banking


FREE online banking allows you to transfer funds between savings and checking accounts, set up email alerts so you know when your account dips below an established account balance, go green with e-statements, and much more.



Medallion Guarantee


Medallion Guarantees are provided FREE to our members. Since this is a Securities Transfer, we ask that an appointment be made for this service.



Notary Services


Notary Services are provided FREE to our members. It is always suggested that members make an appointment for this service.



Wire Services


Provides a safe and secure way of transferring funds. CU Hawaii provides both Domestic and International wire services.

 

Incoming Wire Instructions
Wire to:
Corporate America Credit Union
4365 Crescent Road
Irondale, AL 35210
ABA Routing Number: 262090120

For Further Credit to:
CU Hawaii Federal Credit Union
476 Hinano Street
Hilo, HI 96720
Account#: 321378709

For Final Credit to:
Name of account holder
Account number