Skip to content
  • Competitive, fixed rates for several short-term or one-time needs:
    • Major life events
    • Home improvements
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Repayment terms customized to fit your needs
  • The interest paid might be tax deductible1
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Home remodel projects
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Repayment terms customized to fit your needs
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds can be accessed via online banking or HELOC check
  • The interest paid might be tax deductible1
  • Competitive rates for the purchase of vacant land
  • Fixed and adjustable rates available
  • Borrow up to 80% for future primary residence
  • Repayment terms ranging from 36 to 180 months
  • Competitive rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed