Rates

• No early withdrawal penalty
• Earn dividends by maintaining an average daily balance of $100 or more
• Dividends compounded and credited quarterly
• $50.00 to open
• $100.00  to earn dividends

• No monthly fee
• Unlimited check writing
• Regular Checking - no minimum to open
• No fees for Debit Card usage
• *Earns dividends by maintaining an average daily balance of $2500.00 or more
• *Dividends compounded and credited monthly
• *Minimum to open Plus Checking is $2500.00
• *Minimum  to earn dividends is $2500.00

Kasasa accounts must meet the following account qualifications to earn the qualifying dividend rate and APY:

• A minimum of 10 debit card purchases post to your Kasasa Cash or Kasasa Cash Back account;
• You receive monthly e-Statements for the account; and       
• You have a direct deposit, ACH credit or ACH payment on your account at least once during the cycle.
• If quaifications are not met the account will earn 0.010% APY
• Dividends compounded and credited monthly

• Money Market is a tiered rate account
• $2,500.00 minimum opening balance
• $2,500.00 minimum balance to earn interest
• Excess withdrawal/transfer fees apply
• Dividends compounded and credited quarterly

• No setup charges or annual maintenance fees
• Dividends compounded and credited quarterly
• Please consult your tax advisor

• No setup charges or annual maintenance fees
• Dividends credited monthly
• Additional deposits not permitted
• Early withdrawal penalties apply
• Please consult your tax advisor

• APR determined by applicant's score
• No prepayment penalty

• APR determined by applicant's score
• No prepayment penalty

• Rates are fixed
• No Annual fees. For additional details on credit card fees, please CLICK HERE.

• Click here for current Mortgage Rates
• No prepayment penalty
• Certain restrictions apply

• The Introductory Rate is fixed for the specific term and adjusted annually thereafter
• After the initial term, the APR will be based upon the 6-month US Treasury Bill constant maturity rate plus a margin of 3%
• 3% margin based on CLTV (Combined Loan to Value) of 80% or less (rounded up to nearest 0.25%)
• Price floor is 4.50%, max rate not to exceed 18%
• CU Hawaii Federal Credit Union will pay for all necessary closing costs on approved lines; however, if line is closed within 3 years, member is responsible for reimbursing the credit union for all fees. Estimated closing costs will approximately be between $0-$3,000
• No prepayment penalty
• Certain restrictions apply

• Balloon: Interest Only Payments
• Price floor is 4.50% APR, max rate not to exceed 18% APR
• LTV for Future Primary Residence is 80%. LTV for Investor is 75%
• No points for Future Primary Residence. 0.50 point for Investor
• No prepayment penalty

• 1 year construction period
• Construction Permanent Financing
• Construction Loan converts to a 30 year term 1st Mortgage
• LTV for Contractor and Owner Builder is 80%. LTV for Investor is 70%
• * 12 month construction period followed by 180 month term with 360 month amortization. Balloon payment due at end of 180 months

• Call for current rates, terms and programs

• Savings Secured: Floating APR
• Certificate Secured: Fixed APR
• No prepayment penalty

• No annual fees