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Promotions

Give Yourself the Gift of Simplicity.

Some expenses may be behind you, but the balances can stick around. Whether it's travel, back-to-school costs, holiday spending, or unexpected expenses, a CU Hawaiʻi Personal Loan can help simplify your finances with one convenient payment and one due date.

Take advantage of special promotional rates and no payments until January 25, 2027 on eligible 48- and 66-month term loans when you apply between November 2 and November 30, 2026.
 

48-Month Personal Loan Special

  • Rates as low as 5.99% APR*
  • Fixed monthly payments
  • No payments until January 25, 2027

66-Month Personal Loan Special

  • Rates as low as 6.99% APR*
  • Extended repayment term for additional flexibility
  • No payments until January 25, 2027

One Loan. One Payment.

  • Consolidate multiple debts into one payment
  • Potentially reduce the amount paid in interest over time
  • Competitive rates and flexible terms
  • Apply online, by phone, or at any branch location

Apply Now

*Offer Ends 11/30/2026

*APR = Annual Percentage Rate. Promotional offer applies to eligible personal loans with rates as low as 5.99% APR for a 48-month term or 6.99% APR for a 66-month term. Payment example: A $20,000 loan at 5.99% APR for 48 months would require 48 monthly principal and interest payments of approximately $473.71. Total interest paid over the life of the loan would be $2,738.06. Payment example: A $20,000 loan at 6.99% APR for 66 months would require 66 monthly principal and interest payments of approximately $369.61. Total interest paid over the life of the loan would be $4,394.04. Actual payment amount may vary based on final loan amount and terms. Not all applicants will qualify for the lowest rate. Other rates and terms are available. Promotional offer is valid from 11/02/2026 through 11/30/2026 and may be modified or cancelled at any time. First payment due January 25, 2027. Interest will continue to accrue during the deferred payment period. Deferred payment applies only to 48- and 66-month loan terms. Applicants must qualify under CU Hawai’i’s membership and lending guidelines. Certain restrictions apply. CU Hawai’i FCU is insured by NCUA.