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Promotions

Finance or Refinance.
Drive Away with Savings Either Way.

When it comes to financing a vehicle, having the right lender matters. That's why so many members turn to CU Hawai'i for competitive rates, flexible financing options, and service they can count on. Whether you're purchasing a new vehicle or refinancing your current auto loan, our limited-time offer can help you save. Take advantage of special auto loan and refinance rates available September 1-30, 2026.

New Vehicle Financing

  • Rates as low as 3.99% APR up to 36 Months*
  • Get pre-approved before you shop and earn 1% cash back, up to $500.
  • Flexible financing options available.

Used Vehicle Financing

  • Rates as low as 4.49% APR up to 36 Months*
  • Get pre-approved before you shop and earn 1% cash back, up to $500.
  • Flexible financing options available.

Paying too much?

  • Refinance your existing auto loan, any origination date.
  • No mileage restrictions.
  • Keep your current loan term or choose a new term that fits your budget.
  • Take advantage of promotional rates and potential savings.

A Gift On Us

The first 70 funded auto loans will receive a complimentary Highway Safety Kit packed with roadside essentials to help you stay prepared for the unexpected.
 

Apply Now

*Offer Ends 9/30/26

*APR = Annual Percentage Rate. As low as 3.99% APR for a new auto loan with a 36-month term. As low as 4.49% APR for a used auto loan with a 36-month term. Not all applicants will qualify for the lowest rate. A $20,000 new auto loan at 3.99% APR for 36 months will have estimated monthly principal and interest payments of $591.Other rates and terms are available. Applications received from 9/1/2026 through 9/30/2026 qualify for this offer. Applicants must qualify under CU Hawaii's membership and lending guidelines. Not all applicants will qualify. Certain restrictions may apply. Auto recapture loans qualify for the promotional CU Hawaii auto loan rate. No mileage restrictions apply. Members who are pre-approved and fund an auto loan of $10,000 or more are eligible to receive 1% cash back, up to a maximum of $500. Cash-back rewards will be paid within 3 business days after the loan is funded, provided all eligibility requirements are met and subject to applicable program terms and conditions. Members who fund an eligible auto loan during the promotion period will receive a complimentary CU Hawaii-branded Auto Emergency/Safety Kit while supplies last. Limited to the first 70 funded loans. This credit union is federally insured by the National Credit Union Administration.