Because teaching often comes out of your own pocket!
With the Kumu Kākoʻo Teacher Support Loan, eligible teachers can access a personal loan up to $5,000 with a low fixed rate of 5% APR—plus, the first 70 funded loans receive a $200 grant.
Whether you're preparing your classroom, purchasing supplies, or covering startup expenses, we're here to help support you as you begin the school year.
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Kumu Kākoʻo Teacher Support Loan
5.00% APR for terms up to 36 months, plus a $200 grant for the first 70 approved and funded loans.
- Personal Loan up to $5,000
- Fixed 5% APR
- No payments due until November 2026
- New and existing teachers eligible
- $200 grant available for the first 70 funded loans
- Offer ends 10/31/2026
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*Personal loans up to $5,000 at a 5% APR. Offer valid 6/29/2026–10/31/2026. No payments due until November 25th, with no interest accruing during the deferral period. A $200 grant is available to the first 70 teachers who apply and are approved. Grant may be subject to taxation. The grant will be paid within 3 business days after the loan is funded, provided all eligibility requirements are met. Employment with the State of Hawaii will be verified. Offer subject to credit approval, eligibility requirements, and applicable terms and conditions. Credit union membership is required. Federally insured by NCUA.